BUS 101 — F Personal Financial Management 3 Units
54 hours lecture per term. This course covers the proper management of personal incomes and expenditures, practice computational skills, preparation to reason quantitatively, and explain and apply mathematical reasoning concepts to solve problems experienced in daily or professional life-related to money/finance. This course also includes a study of inflation and business cycles; commercial and savings accounts; budgets, charge accounts, installment buying, and borrowing money; property, income, estate, inheritance, and gift taxes; life, health, accident, property and miscellaneous insurance; pension plans and Social Security; owning a home; investing in securities; and trust funds and wills. This course is an integrative approach to personal finance focusing on practical financial decision making as well as the social, psychological, and physiological contexts in which those decisions are made. Students will perform calculations to analyze their savings, investments, budgets and develop a plan to meet financial goals. (Degree Credit) (CSU) CSU GE, AA GE